Garage Sale Bargains For 50 Miles « The Sanatoga Post
It’s not a single sale, of course. Instead, house and business owners along NY Route 90 – between Homer, 3 miles west of Cortland, north to Montezuma NY, at the top of Cayuga Lake – band together to hold hundreds of lawn, yard, porch and garage sales. … Badman’s Bushel Basket, a roadside stand in Summerhill NY – the birthplace of U.S. President Millard Fillmore – offers personally grown vegetables picked fresh from a two-acre garden behind the owner’s home. … read more…
Polo Club Homes for Sale: ECONOMIC INDICATORS for 33484 from …
5 dining rooms. Social activities abound, childrens activity center, dinner dances, star studded shows, discussion groups, movie. Resort pool-laps, aerobics. Condos to multi-million dollar palatial homes, with golf + lake views. ….. Send your email address and phone number to marilynfjacobs@gmail.com for free booklets: ANNUITY OWNER MISTAKES, SIX STRATEGIES TO HELP RETIREES REDUCE TAXES AND PRESERVE THEIR ASSETS, CD SHOPPERS GUIDE, HELPING YOU AVOID IRA DISTRIBUTION … read more…
Delray Beach Homes for Sale: ECONOMIC INDICATORS
Send your email address and phone number to marilynfjacobs@gmail.com for free booklets: ANNUITY OWNER MISTAKES, SIX STRATEGIES TO HELP RETIREES REDUCE TAXES AND PRESERVE THEIR ASSETS, CD SHOPPERS GUIDE, HELPING YOU AVOID IRA DISTRIBUTION … 2 bedroom 2 bath lake front 3-story townhouse in Tierra Verde, 1400 living. Reduced to $241000. Built in 2004, tenant in place at $1400 mo., gated community with top amenities-clubhouse, pool, tot lot, tennis, basketball, volleyball, … read more…
From Google Blog Search
Searching for Best Real Estate Properties in Montana
Lots of open space, vast valleys, crystal clean rivers and lakes make the state of Montana one of the best places for outdoor recreation and water activities. Montana is an ideal place for living if y… read more…
Fox Lake Used Trucks: Tips for purchasing a used truck in Fox Lake
Area truck buyers in the searching for Fox Lake used trucks certainly have taken note of very aggressive prices recently. Seemingly fantastic deals all over local area lots may temp you to purchase a… read more…
Riverbend At Lake Hickory, Granite Falls North Carolina – NC Lakefront Real Estate Information
Riverbend at Lake Hickory, Granite Falls North Carolina is a beautiful and exquisite waterfront community. This luxurious community will include large estate style lots and houses built by some of the… read more…
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Voting Question: I’m thinking of renting a house – how do I negotiate the price?
Okay so there is this house that my husband and I would like to rent but the current price is too much for us (1,200/month) and we need to talk the owner down about twenty five percent (to about 900/month). I know it seems like a lot to hack off of the price but it seems like there is a lot of room for negotiation (check list below for examples). The problem is even though I feel like I have an articulate, confident, and proficient negotiator within me – I don’t really know what I’m doing. I need some pointers on how to be most effective.
- The previous tenant (who is a friend and now moving) talked him down (she didn’t say how much but mentioned in passing that he may accept 9 – 950) when she lost her job
There are a lot of defects to the home that hinder it’s value but are tolerable.
-old appliances
-high water table (mushy grass half the year – it’s on a lake)
-there is a broken hot tub in one of the rooms
-there is very little insulation in the addition which is open to the rest of the home, apparently the heating bill is outrageous in the winter
-there is no central air
The home is also for sale (which we may consider eventually but that’s another story all together) and the asking price is way high – especially because there are nicer houses on the same street for less.
Thanks for you input!
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Resolved Question: Help w/ my persuassive essay?
This is my body paragraph for my persuassive essay. My proposal is that “Factory Farming should be banned.” I’m in seventh grade. Please tell if this is a decent body paragraph.
Factory Farming is extremely cruel to farm animals. Factory farming animals never touch the ground or see direct sunlight. One of the normal unpleasantness of factory farm animals is that they cannot act in their natural behavior. Chickens cannot spread their wings or peck the ground, and pigs cannot root or nest. They put five egg-laying hens to one cage (18 inches wide) even though a hen’s wingspan is 32 inches. They also put nine broiler chickens per one square foot. At least half of the 10 million biogenetically engineered cows in the U. S., at least 5 million spend their lives in crowded milking pens or barns. The extreme repulsiveness are much more ghastly that it must be unethical. Battery hens are crammed into tiny cages. To prevent them from doing any damage while they attack each other (which they inevitably do in unnatural conditions), their beaks and toes are cut off! Chickens are selectively bred, and others are genetically modified until they are unable to stand up or their bones are unable to support their weight. Egg producers grind up live 280 million chicks per year! Roosters are slain by strangulation or asphyxia (lack of oxygen or excess carbon dioxide in one’s body that causes unconsciousness or death) in a bag. Calves are fed on milk replacement (dead cows’ blood). This unnatural profit driven method of feeding calves spread Mad Cow Disease. Veal Calves are squashes so that the muscle growth is inhibited and the flesh is tender. They are pale, because they are fed on an iron-deficient diet. Highly social animals like pigs are cramped in cages that they can’t even turn around which causes a number of diseases common. Male calves are sold to producers who chain them for 12-16 weeks. Factory farmers distinguish agricultural animals as ‘product commodities’ for production and sale just like rice or wood. The truth is animals are conscious and now pleasure from pain. Although society will continue eating meat, factory farmers should treat all agricultural animals with dignity and humanely.
Factory farming produces cheap low quality meat! Chicken processors who kill around five thousand chickens per hour ignore hygiene, because of the lack of time. Bodies are dropped to the floor, which then go to the processing line. Parts of agricultural animals that most consumers say that should not be used such as lips, eyes, and tracts are put in our sausages and patties. The industrial process of water injection enlarges meat quantity, which is why our patties shrink when it is cooked. Animals are also injected with drugs and hormones so that they can grow faster and much larger. The injections are passed on to us.
Although others might say that factory farmed meat is cheaper, the cost of our current meat actually costs us a lot more! Factory farming contributes to a lot of pollution in this country. One factory farm creates more pollution than Houston, Texas (The fourth biggest city in U.S.) They create thousands of tons of waste that destroys the air we breathe. In a year, factory farms produce 1.6 million tons of waste in United States alone. The waste also contaminates streams, rivers, and lakes. Above all, it pollutes our water supplies. Factory farms release noxious gases that cause respiratory illnesses and other health problems. You need seventy-eight calories of fossil fuel to produce one calorie of beef protein. Factory farming corporations have been destroying communities that are supporting our workers. Since 1950, over 2 million small farms have disappeared. If this continues, there will be no independent family farms left. Hidden costs such as environmental degradation, destruction of human health, fossil fuel use, and the destruction of rural communities are present. All of these hidden costs are paid by society instead of factory farming owners.
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Resolved Question: Funding for “Investment Property” which will eventually be our retirement home? Any help?
Here’s the situation: My husband and I currently have a primary residence in North Dakota which we have a mortgage on (monthly payment is $823). We plan to retire in 15 years. For the past year we have been looking at property for sale with or without a residence on it to have set up as our primary residence in retirement. This last week we found it. Its perfect, everything we want for our family, upstate New York, 5 acres, stream, surrounded by apple & peach orchards, 1/4 from Lake Ontario, across the street from a state park, 15 minutes from Amish Country, huge barn, etc. Currently there are renters in the property and it is For Sale By Owner. The property is selling for $155k and the current owners bought it for $145k 3 years ago. We believe it is reasonably priced. Our credit score is between 760-770 and have a low debt ratio (no car payments, no credit debt, one small 3 year loan under 7k that we got for our parents to consolidate their loans and they pay on time.) I think we have formed a good repore with the sellers. This is their second home as well, they live out of state.
I have talked to a handful of banks and we are definitely preapproved. The down fall is that they are considering this an investment property because there are currently renters in the home whom we have agreed that they will stay for no longer than a year, then becoming our vacation home until we can retire there. Is there anyway around this “investment” classification that the lenders are calling it. For 14 out of the 15 years it will be a vacation home until we can make it our primary residence. With the lenders classification the lending falls under more strict rules. For example we will have to have 20% down, plus closing costs, totaling about 42k due at closing. That’s a lot of money! But we want to get in now because I know as we speak mortgage lending practices are tightening and new rules are being put into place. With this and inflation we want to get in now before it will cost us even more money. Our plan would be to have it paid off by the time we retire.
Please anyone with any ideas/advice would be helpful. We are open to non-traditional ideas like “assuming a loan” or the like.
Here is what we have been given by the banks thus far:
30 year fixed
pay 2 points
6.625 interest rate
20 % down
Payment around $1070 a month
Thanks in advance.
I would like to add a few more details and thank you to all who have helped in answering my question thus far.
The current owners own the house in full, so there is no mortgage. Also, I know they want to sell this house so they can use the money from equity for their new house. We haven’t put in an offer yet but they have already told us they are firm on the price, 155k and that they have already reduced it by 15k. I do believe it is a great deal at 155k.
Hope these minor details help. Keep coming with the good advice.
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